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How PayPal works

Shop around the world

Leave your card behind and use PayPal to pay at thousands of online stores. It’s your digital wallet.

Pick your method

Pay instantly with a linked card or bank account. Simply log in with your email address and password to pay.

Send your money safely

Your financial information is securely encrypted within our servers so you can shop with peace of mind.

Track your purchases

We’ll email you a payment confirmation after every purchase, and you can log in to check your payment history at any time.

What is PayPal Pay in 4?

Fast, flexible and secure, PayPal Pay in 4 lets you divide your purchase into 4 interest-free instalments. No sign-up fees. No late fees. Just the same peace of mind you already enjoy from PayPal.
Simply select Paypal at checkout and if available to button will appear. 

No interest charged

Make interest-free payments with Pay in 4.*

Widely available

Shop at millions of online stores around the globe.

No sign up or late fees

When you choose Pay in 4 there’s no risk of sign up fees or interest. It’s that simple.

Backed by PayPal

Get Buyer Protection on eligible purchases.*

pp_h_rgb_logo_tn

How PayPal works

Shop around the world

Leave your card behind and use PayPal to pay at thousands of online stores. It’s your digital wallet.

Pick your method

Pay instantly with a linked card or bank account. Simply log in with your email address and password to pay.

Send your money safely

Your financial information is securely encrypted within our servers so you can shop with peace of mind.

Track your purchases

We’ll email you a payment confirmation after every purchase, and you can log in to check your payment history at any time.

Also now available, Paypal Pay in 4!

Pay In 4

What is PayPal Pay in 4?

Fast, flexible and secure, PayPal Pay in 4 lets you divide your purchase into 4 interest-free instalments. No sign-up fees. No late fees. Just the same peace of mind you already enjoy from PayPal.
Simply select Paypal at checkout and if available to button will appear. Available to Australian customers only*

No interest charged

Make interest-free payments with Pay in 4.*

Widely available

Shop at millions of online stores around the globe.

No sign up or late fees

When you choose Pay in 4 there’s no risk of sign up fees or interest. It’s that simple.

Backed by PayPal

Get Buyer Protection on eligible purchases.*

How does PayPal Pay in 4 work?

PayPal Pay in 4 is available for eligible purchases between AUD $30 - $2,000 with no fees or interest payable. Your first payment is due at the time of purchase, with 3 following every 2 weeks. Eligibility is subject to Australian PayPal account status and approval, and your application may require a credit check. Pay in 4 is a form of credit, so consider whether you can afford the repayments as use of the product may impact your credit score.
Its just 4 easy steps.

Sign up:
Create your new PayPal account or download the app.

Select your method:
Choose PayPal at checkout to pay later with Pay in 4.

Transact with ease:
Complete your purchase with 25% as your first payment.

Pay later:
Remaining payments are taken automatically every two weeks.

To view full terms and conditions, visit Paypal Terms

How does PayPal Pay in 4 work?

PayPal Pay in 4 is available for eligible purchases between AUD $30 - $2,000 with no fees or interest payable. Your first payment is due at the time of purchase, with 3 following every 2 weeks. Eligibility is subject to Australian PayPal account status and approval, and your application may require a credit check. Pay in 4 is a form of credit, so consider whether you can afford the repayments as use of the product may impact your credit score.
Its just 4 easy steps.

  • Sign up: Create your new PayPal account or download the app.
  • Select your method: Choose PayPal at checkout to pay later with Pay in 4.
  • Transact with ease: Complete your purchase with 25% as your first payment.
  • Pay later: Remaining payments are taken automatically every two weeks.

Sign up

Create your new Paypal account or download the app.

Select your method

Choose PayPal at checkout to pay later with Pay in 4.

Transact with ease

Complete your purchase with 25% as your first payment.

Pay later

Remaining payments are taken automatically every two weeks.

To view full terms and conditions, visit Paypal Terms

To view full terms and conditions, visit Paypal Terms



To view full terms and conditions, visit Paypal Terms